Wednesday, 30 October 2013

OCTOBER NEWSLETTER

Welcome to our Wilkins Vardy October Newsletter and what a cracker of a month we’ve had, with viewing activity and subsequent sales continuing to rocket (can’t you tell it’s nearly Bonfire Night!)
It’s official – WE’RE THE TOP SELLING AGENT IN CHESTERFIELD! according to a recent survey carried out by For Sale Sign Analysis – more details to follow but have to say we’re very proud that our achievements have been noted. Still plenty of sparkling properties for you buyers to view so give us a call or drop in for details – we’re always there to help and advise.
Best Wishes
Julia
Julia Coombs, Director

IS IT ALL IN THE MIND?

Ever been in an empty property and felt you weren’t alone? I shan’t forget walking through Bolsover Castle late one Halloween evening with my daughter Lynsey, locking up after a ghost walk had finished – VERY spooky feeling! Do ghosts exist? Visit any of these properties and you may find out for yourself!

TOP TIPS – FEEL THE TEXTURE

We all spend ages deciding on colour schemes, going though various tester pots before making the final decision, but don’t forget that the feel and appearance of surfaces are also important – read on…

 IMPOSING PROPERTY ON VINCENT CRESCENT, CHESTERFIELD


Look at the use of different textures in this absolutely magnificent FOUR Bedroomed and THREE Bathroomed house that has undergone a 'Grand Designs' style programme of extension, redesign and refurbishment to produce a stupendous home of the highest calibre

A STUNNING SEMI DETACHED BUNGALOW IN S42

Fully refurbished throughout to the highest standard – take a look – it won’t disappoint!

WILKINS VARDY – NO.1 FOR SALES!

TEAM WV HAS DONE IT AGAIN!
For Sale Sign Analysis has just completed a survey in the Chesterfield area and confirmed that we are the TOP SELLING AGENT WITH A SOLD PERCENTAGE OF 24.7%, with the second agent on 17.3%. A great performance, if I say so myself, and it just confirms that we provide a supreme service that consistently achieves results.

 TIM’S BLOG


Tim’s words of wisdom this month cover the Help to Buy Scheme-the current “in the news” topic for all would-be home owners. Don’t forget to challenge him to provide the best mortgage deal, he’s the man to do it!

Early start for Help to Buy 2

Tim Malia from Mortgage Advice Bureau at Wilkins Vardy comments on the early start for the Help to Buy 2 scheme:
“Consumers have grown accustomed to a limited supply of 95% mortgages ever since the recession, so the news of a bumper delivery ahead of schedule will rightly cause a wave of excitement. The Help to Buy mortgage guarantee has a clear purpose and will answer a real need by giving options to first time buyers and those homeowners who have seen their equity eroded and been unable to make their next move. It is undoubtedly a welcome initiative from a consumer point of view.
“A key ambition over the next three years must be to re-establish 95% lending as part of a balanced and normally functioning market. With the government behind it, the market looks set for continued growth which will hopefully prompt a greater level of overall transactions and more willingness from lenders to get behind those buyers with limited deposits.
“Clearly there will be a flurry of activity as lenders bring their implementation and delivery plans forwards, once the final details of the scheme are confirmed.  The important thing is for consumers to get clear, consistent messages about the mortgage guarantees, how they work and where they are available.  Rather than becoming an overnight sensation, it would be in everyone’s best interests if the scheme is managed in a steady and sustainable way.
Tim is from Mortgage Advice Bureau – for further information call: 01246 246609 
Email: timm@mab.org.uk
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice.  The actual amount you pay will depend upon your circumstances.  The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
  NOW FOR THE SERIOUS STUFF

Tim’s advice will be essential if interest rates start to creep upwards. Read the latest from the Bank of England and be prepared.

OCTOBER’S ROCKETING SALES!

Another cracking month for those speedy sales! – here are just a few:
·       Rockside Cottage, Alton Lane, Littlemoor – on at £599,000  - SOLD WITHIN 2 WEEKS! (on with other agent previously for 6 months)
·       Dale Crescent, New Tupton – on at £99,950 – SOLD WITHIN 1 WEEK!
·       Cuttholme Close, Loundsley Green – on at £195,000 – SOLD WITHIN 3 WEEKS!

A quick word from Derbyshire Surveyors
Having made the move to Wilkins Vardy over 2 months ago, we have now settled in and are fully up and running. We hope to work hand in hand to help Wilkins Vardy’s customers be confident in their purchases. For any survey enquiries please do not hesitate to contact us on 01246 246605 or call in and see us at the Chesterfield office.

TRICK OR TREAT – A HISTORY LESSON

Lastly, as a cultural finale, and in keeping with the season, you can all discover the origins of trick or treating by reading on.
Have a Spooky Halloween and Sparkling Bonfire Night! Don’t be afraid of ghosts, it’s all in the mind…..or is it?