MAY NEWSLETTER
Welcome to
our Wilkins Vardy May Newsletter! With the snow well and truly behind us, the
sun still can’t make its mind up whether to make a regular appearance or
hibernate a bit longer.
As usual,
post Easter activity saw a surge in properties entering the market, with
subsequent viewer numbers increasing but still erratic in the spread of
properties viewed. Nevertheless with the Spring Bank Holiday round the corner
we’re well and truly into the main house buying season, so the best is yet to
come!
Best Wishes
Julia
Julia
Coombs, Director
ROLL ON SUMMER
Picture the
golden daffodils swaying gently in the soft breeze as the Spring sunshine
filters softly through the trees, and a young couple enjoy the moment as they
decide which Wilkins Vardy property to offer on!
MAY’S TOP TIP –
WINDOW DRESSING
Windows can
be a great asset to your home, flooding it with natural light, but equally many
properties have “problem” windows which are odd shapes, lack privacy or have
unsightly views. It’s therefore important to think carefully about how to dress
them to their best, particularly by considering the following:
· Curtains - For
dramatic swags, twist voiles or other lightweight fabrics around drape hooks positioned
at either side of the window.
· If you want to create a new look
without having to change your curtains, simply choose a different shaped
curtain pole.
· Blinds – For
rooms that get strong sunlight, installing a blind with heat-reflecting
properties will help to reduce fading of soft furnishings and pictures.
· If you can’t decide whether to use
blinds or curtains, use both for a dramatic style statement.
· Shutters – You
can still add texture to your windows by fitting sheer curtains above the
shutters.
· Look for shutters crafted from FSC
certified wood to ensure the materials have been sourced from sustainable
forests.
· Accessorise –
Look for shaped pelmets to add extra interest.
· Choose designer window film to add an
individual touch.
· For bay windows, use a specialist
curtain pole following the natural shape. For a streamlined look, use a pelmet
to hide the curtain track.
· If the view is an issue, use a
“bottom-up” blind which will allow you to banish the view and still let light
in from the top. Or try using frosted window film which restores privacy
without sacrificing natural light.
NOW YOU HAVE THE IDEAS, TAKE A LOOK AT THIS STUNNING INTERIOR IN OUR THREE BED DETACHED AT WALTON
WANT A SUPERB FOUR BED
DETACHED IN S45? LOOK AT THIS ONE FOR CO-ORDINATION!
EVERYTHING YOU NEED TO
KNOW BUT WERE AFRAID TO ASK
Looking to
purchase and dazzled and bemused by the jargon used in the buying and selling
process? Everything you need is here in this glossary, but don’t forget the
best place to seek help and advice is at any of our branches.
TIM THE MORTGAGE MAN
Another
month, another blog giving you the latest in the mortgage market.
Average fixed rates continue to fall as lenders battle
for business
Tim Malia of Mortgage Advice Bureau
talks about the continued competition, falling rates and increased product
availability in the mortgage market:
March has once again witnessed strong
competition amongst the major protagonists in the mortgage lending arena, with
almost all changes witnessing further reductions right across the loan to value
range.
In the recent budget, the Chancellor
announced that further discussion was to take place as to the future shape and
longevity of the Funding for Lending scheme. There will be many arguing in
favour of an extension as the scheme certainly seems to have reduced borrowing
costs. However, critics have commented that in its current format it is not
effective enough in ensuring that lenders support specific borrower sectors, in
particular first time buyers and those home movers with low levels of equity.
We can only await the outcome of these discussions that will no doubt involve
the Government, Treasury, Bank of England and the lenders to see what changes
if any are made to the scheme.
Stats from the start of April are
positive for potential borrowers, with the average 2, 3 and 5 year fixed rates
falling further to 3.83%, 4.17% and 4.00% respectively. In addition, borrowers continue to be firmly
in favour of fixed rate mortgage products, with nine in every ten transactions
during March being conducted on a fixed rate basis.
The Bank of England in their Credit
Conditions Survey report that mortgage borrowers are set to continue to benefit
in the second quarter, with further competitive pressure on interest rates as
lenders look to increase market share.
This is reflected in a continuing
increase in the number of mortgage products typically available to
intermediaries, with product numbers in March rising by 4% over February to
more than 6,600 products, the highest number since December 2011.
To find out if you could take advantage
of the continued competition in the mortgage market, whether buying for the
first time, moving house, or remortgaging, you can contact Tim Malia by calling
01246 270123 or emailing timm@mab.org.uk.
Your
home may be repossessed if you do not keep up repayments on your mortgage.
There
will be a fee for mortgage advice. The actual amount you pay will depend upon
your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount
borrowed.
WHAT WILL £250,000 BUY
YOU IN THE UK PROPERTY MARKET?
Read this
article and you’ll soon know!
THE WILKINS VARDY
FASTEST SALE AWARD FOR APRIL
Super “Team WV” has done it yet
again, only this time
We have two winners of the esteemed
award
17 HEDLEY
DRIVE, BRIMINGTON – 3 BEDROOMED DETACHED HOUSE –
ACCEPTABLE OFFER RECEIVED IN 17 DAYS
ACCEPTABLE OFFER RECEIVED IN 17 DAYS
18 PENMORE
GARDENS, HASLAND – 3 BEDROOMED SEMI-DETACHED –
ACCEPTABLE OFFER RECEIVED IN 15 DAYS
ACCEPTABLE OFFER RECEIVED IN 15 DAYS
AND FINALLY TO END ON A
MARKET HIGH…
Click Here
A GLOWING TESTIMONIAL!
Many thanks
to our vendors Mr Stewart and Miss Masters for their very much appreciated
comments
“Amongst all the competition vying for our business,
Wilkins Vardy stood head and shoulders above the rest and since choosing to
sell our home with them, they have continued to impress us. The friendly staff
team have shown that nothing is too much trouble, and we truly feel that a
quick and stress free sale of our home is as important to them as it is to us.
We have found the service to be professional, efficient and very personal, especially
when considering the large number of customers they look after. We would have
no hesitation in giving Wilkins Vardy our custom in the future and would
recommend them to anyone wishing to sell their home.”
Mr K Stewart & Miss C Masters- Newbold
